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  4. My credit score has not updated, what can I do?
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  2. Credit Score
  3. My credit score has not updated, what can I do?

My credit score has not updated, what can I do?

Either wait, or take out a dispute with the credit bureau.

Fincheck does not issue your credit score, we merely pass it along to you from the relevant credit bureau. Credit bureau’s are meant to update a user’s information every month, but this is often not the case.

If you have made changes which should be affecting your credit score, like ensuring you are paying all your creditors on time, and your credit score has not improved, there may be a delay in the credit bureau’s information or alternatively their algorithm’s did not recognize your actions as worthy of increasing your credit score. This is why it is often helpful to obtain credit reports from different credit bureau’s, as some have different algorithms and update information more frequently than others.

If you would like to dispute your credit score or any information on your credit report, you can get hold of the relevant bureau using the links below.

NOTE: If you enter into a dispute about your credit information with a credit bureau, most lender’s will not be able to extend you credit while the dispute is ongoing. The credit bureau’s place a temporary hold on your credit score information.

Updated on July 4, 2019

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