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Application Process

Everything you need to know about using the our comparison tool.

How do I compare products?

All you need to do is fill in some basic information to help us understand exactly what you are looking for.

We’ve created a super useful Loan Comparison Calculator tool that allows you to slide between the options you need. We then perform the comparisons through our system and within a few seconds present you with the specific online loan options  you want.

From here, you choose the loan provider that best suits you and click apply. You will then deal directly with your chosen loan provider.

What categories can I compare?

Currently you can compare the following financial products:

  • Personal loans
  • Funeral insurance
  • Life insurance
  • Vehicle finance
  • Vehicle insurance

Can I apply with multiple lenders?

​Sure! You can read up on all the different banks (here). You can also compare the different banks in any one of Finchecks sections. Apply at as many as you would like – Once you have clicked apply, you will deal directly with that company.

When I click apply, what happens?

​Once you click on the ‘Apply’ button next to one of our partners, you will be re-directed to their website. Once this happens, you are in their safe hands and will deal directly with the company of your choice.

To learn more about how this process works, read this help article.

I have applied, but haven’t heard back from any lenders?

​Once you have applied, we have no control over your application unfortunately. Generally, if a lender accepts your application they will phone you or make contact within 1 business day.

​Unfortunately, most lenders do not notify unsuccessful applicants if their application has been declined. If you do not hear from the lender after two business days, it is safe to assume your application has been declined.

Updated on October 22, 2019

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